Backed by The Best
Florida’s most respected underwriters stand behind
every title policy we deliver
What Is a Title Insurance Underwriter?
A title insurance underwriter is the financial institution that backs your title insurance policy. They’re the ones who take on the risk and provide the coverage — standing behind your policy should any title issue arise in the future.
Think of your underwriter as the strength behind the scenes. While we at First Title Source research, verify, and issue the policy, it’s the underwriter who ensures that your claim is financially protected.
Why It Matters to You
Not all underwriters are created equal. That’s why we work exclusively with three of the most respected and financially stable title insurance underwriters in the country:
- First American Title Insurance Company
- Old Republic National Title Insurance Company
- Stewart Title Guaranty Company
These trusted institutions bring decades of experience and billions in backing — giving you unmatched security when it comes to your home purchase.
What Our Underwriters Do (and How It Helps You)
- Financial Protection: They take on the risk, so if something goes wrong with a title down the road, you're covered.
- Claims Support: Underwriters have dedicated legal teams to resolve any title issues quickly and fairly.
- Compliance & Guidelines: We follow their standards to ensure every title is clean, accurate, and legal.
- Training & Tools: They equip us with the best resources so we can serve you even better.
- Reputation: Their names are known and trusted across the country—and they trust us.
How We Work Together
As a licensed Florida title agency, we act as the boots on the ground. We handle the title search, clear any issues, coordinate the closing, and issue the insurance policy — all on behalf of our underwriting partners.
Behind the scenes, our underwriters provide:
- Policy support and legal resources
- Risk analysis for complex transactions
- Financial protection for claims made against your policy
- Regulatory compliance to ensure all processes meet state and federal standards
Strength You Can Count On
When you choose a title company, you’re also choosing the underwriter that stands behind them. We’ve aligned ourselves with underwriters known for:
- Strong financial ratings from AM Best and Demotech
- Long-standing reputations for service and integrity
- Proven track records in Florida’s unique real estate landscape
In other words — we don’t just protect your title. We give you the backing of the best in the business.
Why It Benefits You
When your transaction is supported by top-tier underwriters, you can expect:
- Confidence that your home is protected
- Financial strength if a claim ever arises
- Faster closings with fewer hiccups
- Professional support every step of the way
From the smallest homes to the most complex commercial deals, our underwriters help ensure every transaction is safe, sound, and fully supported.
Need More Info?
Curious about how title insurance underwriters work? Or which policy is best for your transaction? We’re happy to walk you through it. At First Title Source, we believe transparency builds trust — and we’re always here to answer your questions.
We make sure your title is clean, your investment is protected, and your closing is backed by Florida’s most trusted underwriters.