First Title Source
A full service real estate title Insurance company protecting the property investment transactions of buyers, sellers and lenders to ensure a secure closing process.
Safe Escrow & Closing
A title insurance provider with the experience you can trust to ensure a safe escrow to close your property knowing your funds are always 100% secure.
Our Services
Title search
A title search will uncover any possible defects tied to the properties title. Such as, verify the seller’s right to transfer ownership, and discover any claims, errors, debts or other restrictions on the property.
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Title insurance
Title insurance protects real estate owners, buyers and lenders against financial loss and/or damage occurring from liens, encumbrances, or defects in the title or actual ownership of a property.
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Escrow & Closing
We will guide you step-by-step through the escrow & closing process to ensure a seamless property ownership transfer and provide a timely, dependable and efficient closing.
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1031 Exchange Services
A 1031 exchange allows owners of business or investment property, through the use of a Qualified Intermediary, to sell one property and purchase a similar or “like-kind” property while deferring capital gains.
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O & E Report
An O & E, or Owner and Encumbrance Report, are simplified non-insurance title reports designed for informational purposes to aid in closings of equity and home improvement loans.
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Our Customers Include
Realtors
Lenders
Mortgage Brokers
Buyers/Sellers
Commercial
Residential
Only Title Insurance Can Protect Your Property Rights From
- 1. Defects in the title.
- 2. Mortgage liens.
- 6. Undiscovered encumbrances.
- 3. Public deeds.
- 5. Forgeries.
- 4. Missing heirs.
- 7. Unknown easements.
- 8. Boundary/survey disputes.
- 9. Undiscovered will.
- 10.False impersonation of previous owner
Our Title Insurance Process
Starting the Process
A sales contract is signed by the buyer and seller and delivered to the closing agent, usually with a deposit check. The escrow is accepted by the escrow agent, often by written notation on the contract. The escrow agent starts the closing process by opening a title order. The file begins to be processed. Tax information, loan payoffs, survey (if necessary), homeowner/maintenance fees, inspections/reports, and hazard and other insurances, as well as legal papers are ordered. A title search is ordered.
Title Search and Examination
This is a search made of the public records. Records searched include deeds, mortgages, paving assessments, liens, wills, divorce settlements and other documents affecting title to the property. Title examination is the examination of the documents found during the title search that affect the title to the property. This is when verification of the legal owner is made and the debts owed against the property are determined. Upon completion of the search and examination, a title commitment/ preliminary report is prepared, reviewed and sent out to interested parties.
Document Preparation and/or Request to Produce
This is a search made of the public records. Records searched include deeds, mortgages, paving assessments, liens, wills, divorce settlements and other documents affecting title to the property. Title examination is the examination of the documents found during the title search that affect the title to the property. This is when verification of the legal owner is made and the debts owed against the property are determined. Upon completion of the search and examination, a title commitment/ preliminary report is prepared, reviewed and sent out to interested parties.
Settlement or Closing the Transaction
This is a search made of the public records. Records searched include deeds, mortgages, paving assessments, liens, wills, divorce settlements and other documents affecting title to the property. Title examination is the examination of the documents found during the title search that affect the title to the property. This is when verification of the legal owner is made and the debts owed against the property are determined. Upon completion of the search and examination, a title commitment/ preliminary report is prepared, reviewed and sent out to interested parties.
Post-closing
This is a search made of the public records. Records searched include deeds, mortgages, paving assessments, liens, wills, divorce settlements and other documents affecting title to the property. Title examination is the examination of the documents found during the title search that affect the title to the property. This is when verification of the legal owner is made and the debts owed against the property are determined. Upon completion of the search and examination, a title commitment/ preliminary report is prepared, reviewed and sent out to interested parties.
What Our Customers Say
❝ Best Title company in Tampa Bay. ❞
Jacob
Testimonial-3
❝ These guys have handled a few transactions for me. Super efficient closings with no issues. I love these guys. ❞
Testimonial-2
❝ I just wanted to thank you guys for the great services you have provided. Special thanks to Frank for helping me on the closing. ❞
Testimonial-1
Save time and money on your title and closing costs
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