Title Insurance

Protecting your property rights
now—and long after closing

What Is Title Insurance — and How It Protects You

Whether you’re buying a home, investing in property, or selling real estate, hidden risks in a property’s history can threaten your investment. Title insurance shields you from these surprises, protecting your ownership and giving you peace of mind

Understanding Title Insurance

Title insurance protects your legal ownership of a property. It shields you from financial loss due to problems that may exist in the property’s history — including hidden defects that can surface months or years after closing.

          
        Unlike most insurance policies, title insurance looks backward — protecting your ownership against past errors, defects, or undiscovered claims in the property’s history.
      

What Could Go Wrong Without It?

Even after a sale feels complete, ownership issues can arise if prior errors or disputes come to light. Title insurance protects you from:

Outstanding liens or unpaid taxes

Errors or omissions in public records

Forgery, fraud, or misfiled documents

Claims by unknown heirs

Boundary or survey disputes

Undisclosed easements or encroachments

Conflicting wills or inheritance claims

Unknown or missing heirs of previous owners

Invalid or improperly recorded deeds

Clerical or recording errors in official documents

Illegal or improperly authorized property transfers

Unpaid mortgages or other liens from prior owners

Title defects discovered after closing

How Title Insurance Works

Step 1: Title Search

We carefully review the property’s chain of title, examining deeds, court records, and public databases to uncover any issues that could affect your ownership. This step ensures you know exactly what you’re buying and protects you from hidden risks.

Step 2: Clearing Title Defects

If any potential problems are discovered, we resolve them before closing — from unpaid liens to recording errors — so your ownership starts clean and free from disputes.

Step 3: Issuing Your Policy

Once the title is clear, we issue your insurance policy. This guarantees your protection against future claims or disputes, giving you peace of mind that your investment and property rights remain fully protected.

What Type of Policy Do You Need?

Owner’s Policy: Protects you, the buyer, for as long as you own the property.
Lender’s Policy: Required by lenders to secure their financial interest until the loan is paid off.
Enhanced Policy Options: Available for added protection based on the property or transaction type.

Your Policy Is Backed by Industry Leaders

At First Title Source LLC, your protection is only as strong as the company behind it. That’s why we issue policies backed by three of the nation’s most respected underwriters:

First American Title Insurance Company
Old Republic National Title Insurance Company
Stewart Title Guaranty Company

These underwriters are known for their financial strength, reputation, and stability — giving you added confidence in every policy we deliver.

Why Choose First Title Source?

Florida-based and locally owned
Friendly experts with years of title experience
Personalized guidance through every step of your transaction
Seamless closings — remote or in-person
Straight answers, no surprises, and real protection

One-time policy. Long-term protection for your property rights and financial investment.

Title Insurance You Can Trust

Protect your biggest investment with the confidence that comes from knowing your title is clear, insured, and secure. At First Title Source LLC, we help Florida buyers, sellers, and lenders avoid hidden claims, ownership disputes, and costly surprises—before and after closing.

Start Your Closing